Category: Uncategorized

It’s beginning to look a lot like a long journey

We will be getting up early tomorrow (22nd) because we need to be on the road b y 0530. We are travelling from Edinburgh to Brighton to spend Christmas with our son Rob and his fiancée Alessa. At best it is a nine hour journey plus break stops. However, the BBC website says that tomorrow will be the busiest road day of the year, with many people still working and many others, like us, travelling for Christmas. So we expect the worst.

There is also a yellow weather warning for high winds, and with the roof box on the car that does make us a little like a sail. We will have to be particularly careful on bridges.

I am not looking forward to it. When we are on the narrowboat we also have to be careful for winds. Particularly in marinas it can be exceptionally difficult to steer. But we are only going at 2 or 3 mph, and the beauty of being retired is that if we do not like the weather we can just moor up.

I think the biggest difference between travelling in a car and travelling in a narrowboat is that in a car, it is all about looking forward to the destination, while in a narrowboat, it is all about the journey itself.

But there aren’t any canals between Scotland and England, and even if there were, the 380 miles would take us about two months.

Christmas will not wait for us, and so we just need to grit our teeth tomorrow and face into the journey. At least we can stick on some Christmas songs to cheer us up. And when we get there I am sure we will have a really lovely week with our family and Alessa’s family,

So instead of Bah Humbug, I will be Ho Ho Ho and wish you and yours a very very merry Christmas.

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Eight reasons to love the Outer Hebrides

We are coming to the end of our month long visit to North Uist in the Outer Hebrides and it seems to have gone so fast. I would very happily stay for another month or even longer. In some ways I do not want to encourage more tourists because the island might become spoilt in the same way that Skye and the North Coast 500 routes have, where locals are squeezed out and the tiny roads become blocked with queues of camper vans. Nevertheless, it is such a great place that I really want to share eight short reasons that I love these islands.

1. It is so peaceful. Particularly in North Uist, the population density is tiny, with a few little villages, and most people living in crofts, situated in small landholdings.

2. It is so beautiful. I have previously shared beach photographs. The beaches are simply amazing. But the moorland, lochlets (baby lochs) and mountains are equally stunning. Awesome views await around every corner.

3. The history is incredible. Not quite as jaw dropping as Orkney, but there are still multiple standing stones, chambered cairns, and ruined cottages. I have been particularly moved by so much evidence of the clearances between 1750 and 1860, when thousands of crafters were thrown off their land by largely English landlords, who wanted the islands for hunting and shooting.

4. There is no-one here. In the summer no doubt the islands are busier, but at this time of year there are very few tourists, and most days we find a space with no-one around. Maybe a deserted beach. Maybe a walk in the woods. Maybe at the end of one of the windy single track roads.

5. The food is very good. Although many of the restaurants are closed for the season, we have had some really delicious food. I recommend Langass Lodge, where we had a wonderful Halloween themed evening; the Hebridean Smokehouse, which makes unbelievably tasty smoked salmon and smoked scallops; and Kallin Seafood café, hidden at the back of a chandlery for trawlermen, next to where the fishing boats come in. We had the most perfect lobster one lunchtime, fresh from the sea, served with chips and a Marie Rose sauce.

6. The skies are so clear. I don’t mean they are cloudless. As well as sunshine, we have had days of sideways rain. But we are so far north that the skies have a lightness about them, the same light through the day that in most places you just see at dawn or dusk. When it is sunny, the skies are a deep blue directly above, and fade to almost white at the horizons.

7. Nights in the cottage are cosy. There is no light pollution here so it gets very dark. We have an excellent multi fuel stove. So most nights we have hunkered down with the warmth of the stove, and watched a film on Netflix or Disney Plus. Despite the remoteness, mobile broadband means that we have surprisingly good internet here.

8. Being here has been so good for my mental health. I don’t know whether it is the peace, the light, the quietness, but it has calmed everything down in my head, and tomorrow I will be returning to the mainland feeling properly refreshed.

It’s such a great place to be.

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Is the Tour de France more about strategy or tactics?

I am not a bike rider, In fact I didn’t learn to ride a bike till I was 21, and I have never much enjoyed it. Going uphill always feels too much like hard work, and going downhill makes me scared. I much prefer to walk for my exercise. But I do understand that for many people it is an exciting pastime.

I do enjoy watching the Tour de France on TV. I got into it when they had the Grand Depart in the UK in 2014 and I went to see it near where I was living in West Yorkshire. This week the 2023 tour started and I have watched the highlights every evening. It has already been an exciting tour with many a twist and turn.

What I have not decided is whether the key to winning is strategy or tactics. The strategies are typically team led – perhaps to plan an early breakaway from the Peloton, or to keep the team together, protecting the leader. Tactics are more down to the individual, deciding whether to follow someone who pulling away, or whether to conserve energy for the next climb, or a sprint finish. As I write this, Jai Hindley from Australia has just taken a surprise lead and the yellow jersey, after chasing a breakaway group and creating a gap to the favourites that they could not regain. I wonder how much of that was planned in advance, and how much was opportunistic. And was it better strategy for the favourites to conserve energy for another day?

Spending retirement on a narrowboat has similar challenges. We have a strategy of where we want to go. This year it is the west of the UK. And there are the tactics of making decisions each day on whether we want to stop because of the rain, where to moor, how important it is to find a decent Internet signal. OK it is not quite Tour de France. But at least I do not have to wear Lycra.

Hope you have a great week, and good luck to the Yates brothers and Mark Cavendish.

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Do I need a PA?

I am probably from the last generation of managers that worked with a personal assistant (PA). As I was promoted in my last few years, I found my successors did not get the privilege. Automation and cost cutting meant that PA’s were seen as a thing of the past, like smoking at work, or executive dining rooms.

This week I have been organising a visit to India in February. It is just for a vacation but when I was working this would have always been a job for my PA. And this week I realised quite how hard it is. Getting flights, hotels and meetings all to fit is no easy thing. I think I have managed it but I do wish I had a PA.

You can see how old I am from the fact that I have printed off my confirmations. I can give you the excuse of experience of India airports where you can’t enter the terminal without a printed ticket, but in truth I needed the paperwork to give me confidence that I had everything booked. I think I did OK but I do know that when something goes wrong while I am travelling (which it will) I will want to call my PA and will miss them.

So I want to say thank-you to all my PAs over the years. You were awesome and made me successful.

Can robotics really ever replace a great PA? What do you think?

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Going on a road trip

While we have been travelling on the narrowboat over the past two years we got to visit a lot of friends and family we had not seen since lockdown. But there were a few we missed out so this week we set off on a road trip. I am writing this in a cozy pub hotel near Stratford on Avon. This morning we are off to Hove in Sussex to see one of our sons. Then from there we travel to Surrey to stay with our sister in law, and then on to a vast mansion on the south Devon coast, where some friends are house sitting. From there it is to the far end of Cornwall, to stay at the Pig Hotel, where our other son is working. Back via Salisbury to see my Mum, and then to a village near Cambridge where Mandy’s Aunt lives. Finally we stay with Mandy’s brother in Lancashire and then home to Scotland via our friends in the Yorkshire Dales.

It will be quite an adventure and a good run out for our new car. Our old Qashqai had served us well for five years but was costing us more to maintain than it was worth, so after much prevaricating we have opted for a 2019 Kia Sportage. It is absolutely fine to drive but petrol heads will be disappointed that the main criteria for purchase were space in the boot for our dogs’ crate, and lots of “toys” inside like sat nav, apple play, parking camera. Immediately after signing for the car, I felt a bit of post purchase dissonance – would an XC40 have been more sensible, could I have negotiated a better deal, would a 2020 model have been better? But now we have had it for a few days, I am happy. It will do us very nicely.

Some of the route aligns with canals we have traversed this year. Journeys that took us several weeks in the boat are completed in a few hours. I prefer boating because you see so much more on the way but I admit I am enjoying being able to go left and right as well as straight on, as we do on a canal. When we see friends from the boat, they sometimes suggest meeting at some pub in the countryside, and we have to point out that the narrowboat is not great across land!

So on with the trip. It may not be Route 66, or even the Highlands North Coast 500, which we enjoyed a few years ago, but I am excited. I quite enjoy this retirement lark.

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Getting my eyes tested

It is over three years since I last got my eyes tested, so this week I popped over for a test to my friendly optician – Robert Callendar in Linlithgow. The good news is that my eyes remain healthy and my prescription is unchanged. I was happy because I thought I could keep my existing glasses, but Robert was in sales mode and persuaded me otherwise.

I was born short sighted and wore glasses till I was about 40, when I had my eyes lasered to get 20-20 vision. I loved not having to wear specs, and I still would rather not. But a few years ago I realised that I could not read small print, and got some reading glasses. Then, when I had my last test, I found my distance vision was also deteriorating, so I got some glasses for driving and watching TV. Now I have the two pairs, but most of the time I do not wear any.

The optician suggested I get some varifocals, so that I could wear them all the time, without worrying about where they are, but I am holding onto my identity as someone who does not wear glasses. If my prescription had changed I would have been persuaded, but I did not want to spend money. This is where my salesman optician got smart. Rather than continuing to argue for varifocals he just asked whether I had been wearing sunglasses on the narrowboat this year. Apparently not wearing them at my age on sunny days can lead to cataracts. That did make some sense and when I mentioned we were hoping to go skiing this year his eyes lit up.

So I have ended up ordering some fancy Bolle prescription sunglasses, with rose-blue lenses which apparently are best for bringing out contrast on the piste.

I do feel as if Robert has stolen my wallet, but I am pleased my eyes have not deteriorated these past few years, and I am looking forward to testing out my new sunglasses. As Huey Lewis said, “The future’s so bright, I gotta wear shades”.

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Learning to ski – again

My wife, Mandy, and I did not learn to ski till we were in our forties. It was at a time in my life when every year I would try something new. I learnt to fly a plane, to scuba dive, to do long distance walks, and to ski. The last two hobbies have stuck with me, but we have not been skiing since January 2020. Just as the pandemic was beginning we found ourselves in Morzine, France. We had great sunny days on the piste, and nervous evenings in crowded bars. Since then, lockdowns have prevented us having a ski holiday. More importantly, Mandy has had both her knees replaced, so has been very unsure about whether she will be able to ski. But we have missed it, so this week we took a trip to the “snow factor” artificial slope in Braehead, near Glasgow.

The very good news is that we both can still ski. Mandy remains a little scared that an accident could damage her new knees, but we have done the research and the risk is not really any more than with natural knees. She plans to stick with the easiest pistes (green and blue), but that is fine. Neither of us are into scaring ourselves on the slopes. Rather, we love the scenery, and the fresh air in the mountains.

So my next job is to find somewhere to go, with nice easy skiing for us both, and a few more tricky intermediate runs for me. Probably France – perhaps La Plagne, Les Deux Alpes, Morzine or Courchevel. Any thoughts from my ski savvy readers?

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Why have a financial advisor?

In the UK we have had a pretty volatile week in the markets after what seems like a crazy mini budget, giving away millions in tax cuts, funded by massive borrowing. In a country usually noted for financial sobriety, it has been a shock to feel like a banana republic. This crisis coincided by chance with the six monthly visit from our financial advisor, Neil. We have worked with Neil for about six years. We pay him quite a lot for his advice, You might ask why we would do that, when post retirement, we have reasonably simple finances. No money coming in, and the savings pots not changing very much. The reason we work with Neil may surprise you. We value his life advice as much as his money advice.

When we started working with Neil, his main questions were not about things like our risk appetite and pension valuations. Yes he dealt with all that stuff, and we have done a mix of things with our money. But – the questions were about what we wanted to do with our lives. He would then work to make our money fit our choices. Our answer was that we had always talked about retiring early and owning a narrowboat. He told us that the disappointing thing was that many people have dreams about retirement, but very few actually fulfil them. The temptation of working just a few more years is too high, either to get more money, or because they don’t want to let go of the status work gives them, or simply because of habit.

Around this time, a very good friend passed away suddenly. He was younger than either of us, and it was a shock that reinforced Neil’s advice. If we had this dream, why not follow it. So we bought the boat pretty much immediately. And we put a date in our minds for retirement – end of 2020. I did wonder if having made that decision, work would start becoming boring as I trudged through it to retirement. But in fact it reinvigorated me and my last couple of years working were amongst my most fulfilling and successful. In the final three months I started reducing my hours to get myself ready, and on 2nd January 2021 I retired and we set off on our new adventures.

It was good advice from Neil, and that is still what we get. When we met him this week we were talking about moving house, something we have talked about for a few years. We have prevaricated because we could live anywhere and it has been hard to choose. We seem to be narrowing down on the North West of England but are not sure. Neil’s suggestion is to sell up, rent somewhere where we think we want to live, and take our time to see if it is right for us. With likely falling house prices, we are unlikely to lose. He also told us not to scrimp on what we spend on a new house because it is “just changing asset classes”.

Good advice. Mind you, after this week’s mini budget, maybe we would be better off living outside the UK. What do you think?

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What is a night at the museum really like?

Last weekend we spent a couple of days at a very special mooring. Ellesmere Port is a run down small industrial town, on the south bank of the river Mersey and next to the Manchester Ship Canal. It does not have much to commend it, but it does have one gem. It is home to the National Waterways Museum. The old port is at the end of the Shropshire Union canal, where is meets the ship canal to the sea. It was once a thriving area, employing hundreds of people loading and unloading goods. After years of neglect, in the 1970’s a group of volunteers got together to clean it up and turn it into a boat museum. They did an amazing job and today it houses several acres of old buildings, exhibitions, boats and history. And best of all, we got to moor overnight in the middle of it.

We stayed for a couple of nights, and during the day got to visit all the exhibits and look around the town. But even better, in the evenings, the staff locked up the museum gates and we were left all alone. We had a special key so we could get in and out, but I loved wandering around the museum with the dogs, taking a close up look at the old terraced houses, the heavy port equipment, the boats themselves. It was kind of spooky although I did not see any ghosts. I could, however, imagine the dock workers busy in the docks, and the boat owners, living in their tiny cabins, behind a large barge full of coal or grain.

We are nearing the end of our six month narrowboat trip for this year, and this was a great experience to add to the memories. A night at the museum may not have been quite like in the movies but it was something very special nevertheless.

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Welcome to the wonderful city of Chester

This week we took the Shropshire Union canal down into Chester, an ancient city that grew up from a Roman garrison settlement called Deva. The Romans built it here because it was roughly in the middle of the area of the UK they had conquered, it had good Roman road connections, and at the time it had good access to the sea through the river Dee. After the Romans, it continued as a successful medieval port city, and the Normans developed it further with a castle, a large cathedral and extended city walls.

Along the city walls, overlooking the canal.

These walls are possibly what Chester is most famous for. I walked a couple of times all the way around them, there are fine views across the countryside up to the Wirral and down to Wales. You can look down on Chester racecourse. You can see the Roman amphitheatre and ruined columns in a garden. The north side has the canal running alongside, utilising what once would have been a moat.

We moored up in a basin near the city centre, and just across from Telford’s Warehouse, a large pub, based in the headquarters of Thomas Telford, who built this canal. We had a fine meal with excellent craft beers, and even more excellent company of two of our nieces and a new boyfriend, who had to undergo a full inquisition from me and Mandy, testing for suitability. He passed!

The weather has turned this week and it has become wet autumn. But we have slowed down our travelling as we near the end of our summer on the boat, so a bit of rain can usually be avoided. And that has given more time for visiting Chester. Next year we plan to do a little less travelling and a little more visiting. Perhaps after two years, we are realising that retirement is more a marathon than a sprint.

Lovely city, Chester.

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