When can I go back to the narrowboat?

I was hoping that this week’s blog would be about my return to the narrowboat, after having a new kitchen fitted over winter. I know the washing machine has not yet arrived but that is not urgent, and I really want to get the boat set up for the summer season. Unfortunately I found out on Wednesday that the new cooker is installed but is not yet converted to bottled gas, so I would have no way of making food or boiling a kettle. The limited electricity on a boat means that things like electric kettles and microwaves are rarely used.

The new kitchen – work in progress

I am hoping that on Monday the new “jets” will be installed and I can travel down to the boat on Tuesday. I am bracing myself because I have not been on the boat since November, so something is sure to be broken. But we have plans for travelling the west of England this year, so the sooner I get back, the sooner we can resolve any issues and get going.

Last year we travelled for seven months, all around the South of England. This year we plan a more mixed summer, where we travel for 5-6 weeks and then return to the house for 1-2 weeks before repeating. That way we can keep the house in good order, and still make the most of the boat. It will also help us work around some events this year, such as my niece’s wedding and a weekend at the London E-Prix (Formula 1 for electric cars).

On the boat we also have targets – to spend time around Gloucester docks, to see our younger son in Tewkesbury, to cross the Pontcysyllt Aqueduct and navigate the recently reopened stretch of the Montgomery canal. I also want to return to the boat museum in Ellesmere Port, and possibly to explore the many canals of Birmingham.

So hopefully by next week’s blog I will be back… We will see.

Should retired couples spend time apart?

I am in India this week. When I was working I used to travel here quite.a lot because I had teams in Delhi and Chennai. My last visit was in February 2020. I had meant to return that autumn, to say goodbye to my teams before retirement. Unfortunately the pandemic scuppered my plans and I was not able to see my teams in person, either in the UK or India. So this visit is my chance to meet up with some of those ex colleagues, as well as a chance to see some of the areas of India where I have never visited.

The India Parliament buildings from one of my walks
this week

I would love to have brought my wife, Mandy, but she would have hated the noise, the mix of wealth and poverty, and the spiced food which characterise this wonderful country. So we are away from each other for two weeks. Since I retired, this is the first time we have been apart for so long. For much of that time have lived every moment together, in the small tin can that is our narrowboat.

Given that for much of my career I would be away from home during the week, it is amazing we have not killed each other, being together all the time. There have certainly been moments when I have thoroughly irritated Mandy. But being together has become our new normal, and I have to say that being so far apart this week is feeling very odd. We video chat every day, but I am used to sharing my adventures and I am missing her.

But I know that logically it is important we retain our own identities. We are more than just a couple and this holiday is giving me a chance to do my own thing while no doubt back in Scotland, Mandy will be relishing having her own space. I am only three days into the trip, and by the end, I hope to have relaxed into solo travelling.

Do you think spending time apart is good for a relationship, or should we just be enjoying our time together? What do you think?

How to find your way around the British Canals

I am getting excited now as we get nearer to returning to our narrowboat and travelling around the British canals this summer. We have been having work done on the boat including a new kitchen, but that should be ready soon, so hopefully by the end of the month we will be back.

The UK canal and river network is extensive – some 2000 miles – travelling through vast tracts of countryside, and connecting most towns & cities. Before the railways it was the best and fastest way of carrying goods from place to place, and despite falling into disrepair in the first half of the twentieth century, most of the navigations (the official name) are now open to traffic again. Volunteers and the Canal & River Trust keep the waters clear and the locks operating. It is somewhat easier than other countries because most of the equipment is self service and we can take our narrowboat anywhere we like, whenever we like.

Just a few of my guides

So of course that begs the question of how we know where to go. The answer is a mixture between 21st and 19th century technologies. There are some great apps and websites. One of our favourites is “Canal Plan AC” website, which is brilliant at working out how long it will take us to make a journey, and where likely stops are along the way. It takes account of fast and slow navigations, and time to get through locks, as well as how many hours a day we want to travel, and where are good places to moor. The other app on my phone is “Open Canal Map” which allows me to track our journey live and zoom in and out of the canal maps, for instance to see where a water point is, or a recent stoppage.

But I have to admit, despite the advantages of technology, I prefer to use proper paper books. There are two sets of canal books in common use in the UK – the Nicholson Guides and the Pearson Guides. Pearsons are more chatty and have simplified maps. Nicholsons are more comprehensive and have the detailed Ordnance Survey maps. Both guides have been around for over 50 years and are updated every few years. I had always thought that was done by hundreds of editors but by coincidence we have become friends with Jonathan Mosse, who lives on a boat near us in Scotland, and does most of the work to keep Nicholson guides up to date. When he started in the 1970s, he would spend his days boating and cycling along canals. These days he can do a lot of the research online, but he is still always grateful for updates from boaters like ourselves, who travel the canals every day, and can let him know when a bridge number has changed or a pub has closed.

This week, he kindly sent me the guides that have been updated for 2023 – covering the North West of England. They are shiny and new but it will not take long till they are covered in muddy thumb prints and hand marked updates. I feel privileged to play a small part in keeping everyone informed as we share the navigations.

If you have never had a narrowboat holiday in the UK, I recommend it. The slow pace of life will bring mindfulness and calm, even if just for a week. And don’t forget to get a copy of your local guides.

Are retired people allowed to have opinions?

Now that I have been retired for two years, I realise that when I was working I was unconsciously biased against retired people. I believed that they should not have opinions about business, politics, or pretty much anything else. There are two reasons for this – retired people have outdated ideas and they no longer contribute to society. And therefore their views have no value and should be ignored.

Now that I am retired it will not surprise you that my beliefs have changed. I like to think my own opinions are relatively progressive, and while my tax contribution may be less than when I was working, I have time to think, perspective and experience. If I were to follow my own stereotype I would also now be believing that young people’s opinions have no value. For instance, how can a 16 year old have the vote (which they do in Scotland) when they have no understanding of life, and are distracted by adolescence?

In reality I am trying hard to balance all my ageist biases with tolerance. Telling everyone which pronouns I want seems odd to me, but I understand that it is fundamental to some. Continuing to rally behind Brexit despite the economic evidence, seems nonsensical to me, but I understand that for some, it is the basis of British sovereignty. Keeping a narrowboat on a 48 hour mooring for a week is against the rules and therefore makes me judgy. But it is January. Does it really matter?

I conclude that retired people like me are allowed opinions. And so are young people, middle aged people, people of different faiths, races; people that are very like me and people that are quite different.

Or is having an opinion so important, I should not be tolerant of the contrary view. What do you think?

Ten reasons Christmas is my favourite day of the year

Christmas is my favourite day of the year. Always has been. I wonder why.

My tree
  1. I love the anticipation. Probably more than the day itself, I love the run up – getting things prepared, making plans, organising.
  2. For a little while everyone seems friendly. When I am out walking the dogs, strangers greet me with a “Happy Christmas” instead of ignoring me. People all seem to smile a little more, be more patient.
  3. I like food. I like drink. I realise it can be excessive, especially the Christmas lunch. But there is a generosity in excess that I love.
  4. So many happy memories of Christmases past. As a child excited to find out what Father Christmas had left. As an adult making it just right for my own children.
  5. I love the carols and ceremonies. My Dad was a vicar, and even just the smell of a church at Christmas reminds me of the time when we came out of a midnight service to find snow falling on Christmas Day.
  6. I love the decorations, the tree bedecked with baubles and tinsel, the cards around the rooms, the lights.
  7. I love hearing from distant friends. Even if it is just a note in a Christmas Card once a year, it maintains the connection. We had a visitor from New Zealand this week, who we had only seen once in the past 30 years. But we had stayed in touch at Christmas and it made this week’s visit possible and memorable.
  8. Cold is good. I much prefer cold weather to hot weather. Last week in particular was crisp, bright and very cold. Nothing better than going out for a bracing walk, and then returning to a warm house and a wood burning stove.
  9. I really like Christmas films. I am a real weeper for soppy films and they don’t get much more soppy than at Christmas.
  10. It is all about family. We are fortunate enough to have our sons with us this year, and I am so looking forward to our time together – playing games, eating, drinking, chatting, slobbing.
My fire

On the narrowboat, the dogs food is kept in an old Christmas tin, with the label “It’s the most wonderful time of the year”. Hardly a day goes by through the summer, when I don’t hum the song to myself, because for me it is true.

To my blog followers and readers, whatever your faith, I wish you a very merry Christmas and hope you too enjoy a bit of seasonal magic this year.

Is there any point in a static narrowboat?

This week we are back at the narrowboat, moored in a marina near Chester. The weather is very autumnal – strong winds and rain. So we are not travelling. We have the warm stove on, are watching Christmas movies and walking the dogs.

You may wonder what the point is in coming to the boat of we aren’t travelling. Well I don’t really understand why, but when we arrive we immediately relax. Even the dogs find a comfy spot and curl up. Years ago we used to part-own a static caravan and that had much the same feel. It is as if all the worries of the world are left at home and we can chill.

Some canal boaters never move their boats. I heard this week of a new “wide beam” coming to this marina, which is too wide to travel through the bridges from here, so will be marooned. The owners don’t care. They just like staying on the water. The marina owners also recently installed five floating pods which can be hired by anyone. They are booked out at weekends, even at this time of year.

So I do get it. And I am really enjoying this week. But I confess that a little part of me can’t wait till the spring, when we will be off on our travels again. It’s like people that enjoy cruise ships. Some just want to stay on the ship. Others enjoy the facilities but want to see new things, meet new people.

Which would you prefer?

How important is central heating?

It has been cold this week – around 3°C. Unfortunately our boiler broke down – no heating and no hot water. Fortunately we have a service contract and so were able to call an engineer out. Unfortunately his temporary fix only lasted overnight. Fortunately we have a wood burning stove. Unfortunately it is not working very well because the chimney has not been swept for four years. Fortunately, with new kindling and some TLC we have managed to light it. Unfortunately it does not heat the water or the radiators.

Error 43 – no continuous flame

When we are in the house we get very used to utilities always working. You turn on a switch and the lights come on, open a tap and there is fresh clean water, click on your phone and the Internet is available. And without thinking the house is warm when it needs to be, and you can have a shower whenever you like. It is all very easy and when something does not work we get resentful, angry, confused.

It is very different on the narrowboat. There are three ways to heat the boat – the engine, a diesel stove or the Webasto boiler. The reason there are three ways is that often one or two ways are broken or inconvenient to use. The electricity is always on our mind. The solar is great in the summer but not in the dark, cloudy winters. The engine charges the batteries well but only easily when we are travelling. There is a mains hook up where we are moored in a marina, but we have to remember to top it up, or we will be cut off. And water is not always available. We have to remember to find a working canalside tap every couple of days to fill up, and once a year to disinfect the tank. As to the Internet, things are massively better than even a few years ago. We have a mobile powered WiFi router and can also tether to either of our phones which we have deliberately contracted with different networks, to maximise coverage. But it ain’t “always on”.

I wonder, is it better to have the ease and comfort of living in a house, with the consequent panic when something does fail. Or to live off grid on a boat, where it is harder work, but you understand it better. I’m not sure. I just know I don’t like being cold.

Fortunately the engineer is back today with lots of spare parts. And if that does not work, we can go back to the boat.

What is your view? Perhaps you believe that with sufficient layers of clothes, we do not need heating?

Going on a road trip

While we have been travelling on the narrowboat over the past two years we got to visit a lot of friends and family we had not seen since lockdown. But there were a few we missed out so this week we set off on a road trip. I am writing this in a cozy pub hotel near Stratford on Avon. This morning we are off to Hove in Sussex to see one of our sons. Then from there we travel to Surrey to stay with our sister in law, and then on to a vast mansion on the south Devon coast, where some friends are house sitting. From there it is to the far end of Cornwall, to stay at the Pig Hotel, where our other son is working. Back via Salisbury to see my Mum, and then to a village near Cambridge where Mandy’s Aunt lives. Finally we stay with Mandy’s brother in Lancashire and then home to Scotland via our friends in the Yorkshire Dales.

It will be quite an adventure and a good run out for our new car. Our old Qashqai had served us well for five years but was costing us more to maintain than it was worth, so after much prevaricating we have opted for a 2019 Kia Sportage. It is absolutely fine to drive but petrol heads will be disappointed that the main criteria for purchase were space in the boot for our dogs’ crate, and lots of “toys” inside like sat nav, apple play, parking camera. Immediately after signing for the car, I felt a bit of post purchase dissonance – would an XC40 have been more sensible, could I have negotiated a better deal, would a 2020 model have been better? But now we have had it for a few days, I am happy. It will do us very nicely.

Some of the route aligns with canals we have traversed this year. Journeys that took us several weeks in the boat are completed in a few hours. I prefer boating because you see so much more on the way but I admit I am enjoying being able to go left and right as well as straight on, as we do on a canal. When we see friends from the boat, they sometimes suggest meeting at some pub in the countryside, and we have to point out that the narrowboat is not great across land!

So on with the trip. It may not be Route 66, or even the Highlands North Coast 500, which we enjoyed a few years ago, but I am excited. I quite enjoy this retirement lark.

Getting my eyes tested

It is over three years since I last got my eyes tested, so this week I popped over for a test to my friendly optician – Robert Callendar in Linlithgow. The good news is that my eyes remain healthy and my prescription is unchanged. I was happy because I thought I could keep my existing glasses, but Robert was in sales mode and persuaded me otherwise.

I was born short sighted and wore glasses till I was about 40, when I had my eyes lasered to get 20-20 vision. I loved not having to wear specs, and I still would rather not. But a few years ago I realised that I could not read small print, and got some reading glasses. Then, when I had my last test, I found my distance vision was also deteriorating, so I got some glasses for driving and watching TV. Now I have the two pairs, but most of the time I do not wear any.

The optician suggested I get some varifocals, so that I could wear them all the time, without worrying about where they are, but I am holding onto my identity as someone who does not wear glasses. If my prescription had changed I would have been persuaded, but I did not want to spend money. This is where my salesman optician got smart. Rather than continuing to argue for varifocals he just asked whether I had been wearing sunglasses on the narrowboat this year. Apparently not wearing them at my age on sunny days can lead to cataracts. That did make some sense and when I mentioned we were hoping to go skiing this year his eyes lit up.

So I have ended up ordering some fancy Bolle prescription sunglasses, with rose-blue lenses which apparently are best for bringing out contrast on the piste.

I do feel as if Robert has stolen my wallet, but I am pleased my eyes have not deteriorated these past few years, and I am looking forward to testing out my new sunglasses. As Huey Lewis said, “The future’s so bright, I gotta wear shades”.

Why have a financial advisor?

In the UK we have had a pretty volatile week in the markets after what seems like a crazy mini budget, giving away millions in tax cuts, funded by massive borrowing. In a country usually noted for financial sobriety, it has been a shock to feel like a banana republic. This crisis coincided by chance with the six monthly visit from our financial advisor, Neil. We have worked with Neil for about six years. We pay him quite a lot for his advice, You might ask why we would do that, when post retirement, we have reasonably simple finances. No money coming in, and the savings pots not changing very much. The reason we work with Neil may surprise you. We value his life advice as much as his money advice.

When we started working with Neil, his main questions were not about things like our risk appetite and pension valuations. Yes he dealt with all that stuff, and we have done a mix of things with our money. But – the questions were about what we wanted to do with our lives. He would then work to make our money fit our choices. Our answer was that we had always talked about retiring early and owning a narrowboat. He told us that the disappointing thing was that many people have dreams about retirement, but very few actually fulfil them. The temptation of working just a few more years is too high, either to get more money, or because they don’t want to let go of the status work gives them, or simply because of habit.

Around this time, a very good friend passed away suddenly. He was younger than either of us, and it was a shock that reinforced Neil’s advice. If we had this dream, why not follow it. So we bought the boat pretty much immediately. And we put a date in our minds for retirement – end of 2020. I did wonder if having made that decision, work would start becoming boring as I trudged through it to retirement. But in fact it reinvigorated me and my last couple of years working were amongst my most fulfilling and successful. In the final three months I started reducing my hours to get myself ready, and on 2nd January 2021 I retired and we set off on our new adventures.

It was good advice from Neil, and that is still what we get. When we met him this week we were talking about moving house, something we have talked about for a few years. We have prevaricated because we could live anywhere and it has been hard to choose. We seem to be narrowing down on the North West of England but are not sure. Neil’s suggestion is to sell up, rent somewhere where we think we want to live, and take our time to see if it is right for us. With likely falling house prices, we are unlikely to lose. He also told us not to scrimp on what we spend on a new house because it is “just changing asset classes”.

Good advice. Mind you, after this week’s mini budget, maybe we would be better off living outside the UK. What do you think?

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